The link is from Lument, a lender focused on multifamily loans between $1.00M and $7.50M. But regardless of the ultimate intent (to secure your loan business), the ‘primer’ on RUBS (Ratio Utility Billing  System) is a great introduction for those not using it at their properties. Specifically, the primer addresses the ‘what’ and ‘how’ of beginning a RUBS program, along with the benefits and possible limitations of a RUBS program. Lument’s intent is to assist potential borrowers in increasing cash flow, and subsequent value, at their properties. I strongly encourage all owners to implement a RUBS system at their properties as it is now something of an industry standard. Owners can vary the degree of implementation of the program as to not alienate residents and gradually increase the fee as units turn.